Good Friday 2025 Bank Holiday: Most Branches Closed, Online Banking to Work as Usual

Good Friday 2025: Banks Shut in Several States, Online Services Running Without Issue

Good Friday, observed as a significant religious and cultural day, will be marked as a public holiday in India on April 18, 2025. As a result, most bank branches across the country will remain shut, especially in states that recognize this day officially.

But don’t worry—digital banking and online payment services will still be available, making it easy for customers to carry out essential transactions from their phones or computers.

Here’s everything you need to know in a clear, point-wise format.

 1. What Is Good Friday and Why Is It a Public Holiday?

• Good Friday is an important religious occasion observed by Christians.

• It commemorates the crucifixion of Jesus Christ and his sacrifice for humanity.

• In India, many states observe it as an official holiday, especially those with a notable Christian population.

• As per the RBI's yearly list of public holidays, banks observe this day as a non-working day in most regions.

 2. Will Banks Be Open on Good Friday 2025?

• No, most bank branches will be closed on April 18, 2025 (Good Friday).

• The closure applies to both public sector banks and private banks.

• This is a scheduled holiday under the Negotiable Instruments Act.

• Cash withdrawals, cheque clearance, and other offline services will not be available at branches.

 3. Where Exactly Are Banks Closed? (State-Wise)

• The bank holiday will be in effect in most Indian states, including:

  • Kerala

  • Tamil Nadu

  • Goa

  • Maharashtra

  • West Bengal

  • Andhra Pradesh

  • Telangana

  • Karnataka

  • Meghalaya

  • Mizoram

  • Nagaland

• However, some states may not observe it if it's not listed in their official RBI-approved holiday list.

• Customers are advised to check the holiday status in their local branch or via the bank's website.

 4. Will Digital Banking Work Normally on Good Friday?

• Yes, all online banking services will remain fully operational.

• This includes:

  • UPI (Unified Payments Interface)

  • IMPS (Immediate Payment Service)

  • NEFT (National Electronic Funds Transfer)

  • RTGS (Real-Time Gross Settlement)

  • Net banking

  • Mobile banking apps

• You can still send or receive money, pay bills, recharge your phone, and check balances online.

 5. ATMs Will Work, But May Run Low on Cash

• ATM machines will function normally, and customers can withdraw cash as needed.

• However, due to the closure of bank branches, some ATMs may run out of cash in certain areas.

• It is advisable to withdraw the necessary cash in advance.

 6. Services You Won’t Be Able to Access on Good Friday

• Bank branches will not provide in-person services such as:

  • Cash deposits

  • Cheque clearance

  • Demand drafts

  • Locker access

  • Opening or closing of accounts

• These services will resume on the next working day, i.e., April 19, 2025.

 7. Part of a Long Weekend?

• Since Good Friday in 2025 falls on April 18 (Friday), it sets up a long weekend for many people.

• Combined with the weekend (April 19-20), it’s a great opportunity for families to travel, relax, or observe religious activities.

• Banks and financial institutions often experience high activity before such long weekends, so plan ahead.

 8. Why It’s Important to Plan Banking in Advance

• If you have important financial work, such as loan repayments, EMIs, cheque submissions, or in-branch transactions:

  • Finish them by April 17, 2025, to avoid delays.

  • This is especially important for business owners, freelancers, and those with scheduled financial deadlines.

 9. Stock Markets and Financial Markets on Good Friday

• The Bombay Stock Exchange (BSE) and National Stock Exchange (NSE) will remain closed on April 18, 2025.

• Trading in equity, derivatives, and currency markets will be halted.

• Commodity exchanges like MCX and NCDEX may also follow similar closure depending on the commodity type.

 10. Security & Fraud Prevention During Digital Use

• With most users depending on digital services on holidays, scammers often target online banking users.

• Use secure connections and avoid sharing OTPs or bank details.

• Use bank-authorized mobile apps only.

• If you receive a suspicious SMS or email claiming to be from your bank, report it immediately.

 11. Can You Still Pay EMIs or Bills on Good Friday?

• Yes, any scheduled EMI or bill payments will go through as usual if they’re set to auto-debit.

• If you manually pay bills through apps like Google Pay, PhonePe, or your bank’s website, you can still do so without interruption.

 12. How to Check if Your Bank Is Closed?

• Visit your bank's official website or mobile app.

• Most banks put up a pop-up alert or notice about holiday closures.

• You can also refer to the RBI’s official holiday calendar online to verify.

 Conclusion: Plan Smart, Bank Smart on Good Friday 2025

Good Friday 2025 will be a bank holiday in most parts of India, meaning that physical bank branches will be closed on April 18. However, online banking, digital payments, and ATMs will continue to work normally.

By planning ahead, using mobile apps, and staying alert online, you can still carry out all your banking activities smoothly—even on a holiday.

Whether you're spending the weekend relaxing or travelling, your financial needs can still be taken care of—just remember to go digital and stay safe!

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